GTE Financial closing cost discount promotion is available only when obtaining a GTE Financial First Mortgage Loan. Promotion is subject to change at any time without notice. Membership is required for loan funding. Membership requires a $5 minimum deposit in a Member Owner Share Savings Account. Hazard insurance is required and is the responsibility of the borrower. Closing cost discount applies only to the lenders origination fee and will not apply towards third-party fees. Member is responsible for prepaid costs including homeowner insurance premiums, prepaid interest and town/county/school taxes and down payments. All fees and charges will be listed on loan estimate and closing disclosure. Credit for closing cost discount will be listed as a line-item credit on the closing disclosure. For mortgages with less than 20% down payment, Private Mortgage Insurance (PMI) is required, and the member is responsible for PMI premiums. Closing cost discount promotion cannot be combined with any other promotion. Closing cost discount promotion is valid on all First Mortgage applications on all first mortgage loan products and expires after six (6) months. Expiration date located in the bottom right corner of discount ticket. Loans are subject to membership eligibility, credit, and underwriting approval.

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