HomeReady Loan

HomeReady Loan

HomeReady ™ Mortgage Loan

It's time to buy your dream home! GTE Financial believes in homeownership and wants to help those who are looking for the best home loan options that will get them closer to taking the big step of purchasing a home! The HomeReady Mortgage Loan is for those who are looking to purchase a primary residence. This mortgage was designed for buyers who have limited savings and need to make a small down payment with help from non-occupant borrowers.

Other Features:

  • Down payment assistance program is allowed
  •  Home Buyer Education Course to prepare borrowers for homeownership 
  • Flexible source of funds
See if you qualify
request appointment

Features & Benefits

  • Down Payments as low as 3%
  • Option to cancel private mortgage insurance (PMI) once equity reaches 20%
  • Not limited to first time home buyers

*Please speak with a Loan Executive for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for loan approval. This product is subject to change or cancellation at any time without prior notice. All loans are subject to approval.