It's time you found your new go-to credit card! Stop by a GTE Financial location to have a card instant issued in minutes, or simply apply online! GTE's Go To Mastercard® credit card is designed for the best possible rate plus rewards redeemable for cash back, travel, gift cards and more! This card was designed to be the perfect all-around credit card for daily spenders.

Go To
It's called "Go To" for a reason!
Get rewarded
For every dollar you spend, you’ll earn points toward awesome gift cards, travel, merchandise or cash back. With the Go To card, you’re able to redeem for exactly what you want!
The sky's the limit
Maximum credit limits up to $30,000 give you all the purchasing power you need, backed by Mastercard so you never have to worry about responsibility for fraudulent charges to your account.
Design Your Own Card
Features & Benefits
- $0 annual fee
- Earn 1x points per dollar spent
- Great low rate credit card
*Annual Percentage Rate (APR) is an introductory rate available on Mastercard Go To & Go Premier Credit Cards opened between October 20th - December 31st of 2025. The introductory rate is only valid for qualifying purchases and balance transfers made during the promotional period of October 20th - December 31st of 2025, regardless of the date of account opening. The 3.99% introductory APR on qualifying purchases ends after 6 billing cycles, after which the cardholder will be charged the standard APR. The standard APR will vary with the market based on the Prime Rate. Standard APRs currently range from 10.99% to 17.24% depending on a member’s creditworthiness. Annual Percentage Rate as of September 19, 2025. Annual Percentage Rates, terms, and conditions subject to change. All loans are subject to approval. Rate is variable and will be based on your creditworthiness. 3.99% APR Balance Transfer intro offer is only available to new Mastercard Go To and Go Premier cardholders that complete the transfer within 60 days of account opening. 5% Balance Transfer Fee applies. Please review our Credit Card (Regulation Z) Disclosure for terms and conditions. See Go Points Terms and Conditions for complete reward information. Refer to the Mastercard Guide to Benefits for full details: terms and conditions subject to change. All loans are subject to approval.