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For Students

Smart Banking for Students & Youth 

GTE Financial looks to lead the way for students and youth in Tampa Bay! We offer a wide range of products and services for the whole family from opening a child's first savings account, getting a starter credit card or applying for a scholarship, we are here to help every step of the way. Plus, we offer top-rated virtual services that are Instantly Easy to use, and we give back to the local community in big ways. Let's go beyond money together!

Check out our most popular Student & Youth Accounts!

Go Student Checking

A free checking account for 12 to 24 year old students.

Features and Benefits

  • FREE for students ages 12-24
  • 1 waived foreign GTE ATM fee per month¹
  • 1 waived Non-Sufficient Funds fee per month²
  • Access to over 30,000 fee-free ATMs
  • 24/7 Virtual Banking (Online, Mobile, or Telephone)
  • Mobile Deposit in the GTE Mobile App
  • Unlimited check-writing
  • Account Balance Alerts
  • Direct Deposit
  • GTE Cards App - Secure all of your transactions in real-time
  • Ask about Early Paycheck
  • Check out Student Perks
LEARN MORE Go Student Checking

Early Saver Account

Teach your child the value of saving money! This is a great way for kids to learn about financial responsibility with their very own savings account.

Features and Benefits

  • Earn a yield on balances up to $500 
  • For children under the age of 17 
  • No monthly fee 
  • No minimum balance requirements 
0.05%
APY*
LEARN MORE Early Saver Account

Go Forward Student Credit Card

With GTE, you can begin building credit safely and securely!

Features and Benefits

  • No surprises: Enjoy peace of mind with a fixed annual percentage rate, as low as 13.24%* APR. 
  • Plus, no annual fees!
  • Perfect for establishing or rebuilding credit. 
  • Choose an unsecured card for its straightforward benefits or a secured card to boost credit.
  • Also enjoy a top-rated Mobile App that makes it easy to know when to pay, then complete a payment in just a few clicks. 
  • You can also set-up custom alerts and preferences, so you are always in the loop on your purchases and transactions.
  • Have fraud? You can submit claims and disputes 24/7 online, without having to call in or visit a location. 
  • Need a replacement card? No problem! You can reissue yourself a new card in our Mobile App for immediate use, so you always have a way to pay. 
  • Or visit any location for an instant issue card.
  • Plus, we offer extended member service support hours!
  • Best of all, enjoy FREE financial education for the whole family, so you can learn more about credit and building credit together, from the comfort of your home.
LEARN MORE Go Forward Student Credit Card

Check out more products and services built with you in mind!

Free financial education

Kids, teens and parents, we are dedicated to helping families learn about money management and financial wellness. Check out our Money Mammals games and apps, plus additional educational resources for all ages. 

Student Perks

Level Up your money and receive special cash-back perks for high school and college undergraduate students. It’s free and fun! 

More great benefits for ages 16+

  • Check out new ways to save! Future Change will round up your debit card purchases to the nearest dollar and place those savings into a special account for you. You can also take the 52-Week Savings Challenge for a chance to win $1,378!

  • Learning also pays. Check out our Cash Academy program where you open a Student Checking, complete online learning modules, and get paid an extra bonus. 

  • With GTE's Go Points program, you can also rack up the rewards to redeem for cash back, travel, gift cards and more. 

  • Wanting to give back to your community? With Swipe it Forward, we donate to charities for every swipe you make.

Credit building 101

Your credit history and score can affect how expensive a loan can be and if you qualify for future financing. GTE is here to help you build and rebuild your credit. Let's grow together! 

Auto loans

Bumming rides is a bummer

GTE could help you secure your own ride! Buying your first car? Looking at a new or used car? No problem.

  • The great rates that GTE Financial offers mean lower payments
  • Buy solo or with a co-signer
  • First-time auto loans up to $18,000
  • Fast, online loan decisioning

Student internships and jobs

We’re looking for trailblazers who want to make a difference in their community. In addition to valuable experience, you will receive a range of resume-building work opportunities and excellent benefits.

Scholarship opportunities

Each year, we award scholarships to local students who have shown an outstanding dedication to academic pursuits and community involvement. Let us help make your educational goals a reality!

GTE student loans

Wherever you are in your higher education, get the funds your need for school

Sallie Mae higher education loans are designed for the needs of undergraduates, graduate students, and parents.** Here are some benefits:

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no repayment penalty

1-These loans are made by Sallie Mae Bank or a lender partner. GTE Financial is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

*Rate will be based on your credit worthiness. Annual percentage rates, terms, and conditions subject to change. Please review our Credit Card (Regulation Z) Disclosure for terms and conditions or our Credit Card Agreement for full details. All loans are subject to approval.

**These loans are made by Sallie Mae Bank or a lender partner. GTE Financial is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Annual Percentage Yield accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Rate may change after account opening. 2019 Sallie Mae Bank. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank or its subsidiaries. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

2019 Sallie Mae Bank. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank or its subsidiaries. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.