Meet The Team

With over 18 years of experience in the mortgage industry, Oney Pichardo-Johnson is a dedicated mortgage lender passionate about helping clients achieve their homeownership goals. Whether assisting first-time buyers or seasoned homeowners looking to refinance, Oney provides personalized guidance from pre-qualification to closing. Her approach focuses on education and transparency, ensuring that clients understand the mortgage process and feel confident in their decisions. With a commitment to building lasting relationships, Oney celebrates her clients’ milestones and continues to support them even after closing. Clients trust her to be their advocate in navigating the complexities of home financing.

Professional highlights:

• Expertise: Over 18 years of experience in residential mortgage lending, with a deep understanding of various loan products and market conditions.
• Specializations: First-time homebuyers, refinancing, VA loans, and conventional mortgage solutions.
• Credentials: Licensed mortgage loan originator (NMLS #1019484) (FL LO125220).
• Education: BA in HR Management with a minor in International Business from Park University.
• Community involvement: Silver Sponsor for Latin Girls in Real Estate, member of NAHREP, member of the engagement team at GTE Financial.
• Acts of service: Served in the United States Marine Corps.
• Bilingual: Fluent in Spanish and English.

Why choose Oney:

• Personalized service: From the initial consultation to the closing of your loan, Oney offers continuous support to address any questions or concerns, ensuring you feel confident throughout the process.
• Transparent communication: Oney empowers her clients with knowledge by providing resources and tools to help them understand their mortgage options and the overall market landscape.
• Proven track record: Recognizing that each client’s financial journey is unique, Oney tailors mortgage solutions to meet specific goals. She has a history of successfully closing loans on time and exceeding client expectations, with numerous positive testimonials and referrals.
• Competitive rates: Access to a wide range of loan products and competitive rates, helping clients secure the best possible deal for their mortgage.
• Problem-solving skills: Oney builds lasting relationships with her clients, offering ongoing support even after the loan closes, including refinancing options and future mortgage needs.

What members have said about Oney:

“Oney, you have helped me buy the greatest gift, I bought my baby a house. Thank you so much for everything you’ve done!!”

— Roxy, September 2024

“Thank you so much, Oney. You were a pleasure to work with, and I appreciate all you did to help me through this process of purchasing my first home.”

— Millicent, July 2024

“I really appreciate the great care you took to make sure I was educated and prepared. Also, the speedy responses to my needs. Top notch!!”

— Tina, April 2024

“Thank you, Oney. Your team made everything very easy and streamlined. Much appreciated!”

— Tim, February 2024

“It was a pleasure working with you. Your knowledge and devotion to your clients is amazing. Thank you for always answering my calls and keeping me in the loop! You are amazing at your job!”

— Sean, April 2024

“Hey, Oney, I hope your day is going well. I just closed, and I am beyond emotional and grateful. I wanted to thank you again for going the extra mile and reaching out to underwriting a few months ago to confirm that I could move forward with the loan application process. Thank you for believing in me. Your kids are beyond lucky to have a mother like you. Your compassion and dedication show in your work ethic. I am beyond grateful to have a loan officer like you. Thank you, thank you, thank you again, Oney.”

— Sandra, September 2023