GTE Credit Card Suite:
Choosing the best credit card for you is Instantly Easy!
Explore a range of cards tailored to fit your lifestyle. Earn rewards, build credit, and enjoy competitive rates, all with top-rated service and convenience.
Enjoy 4x rewards & travel benefits
Heritage Credit Card
Exceptional features and benefits:
Welcome offers in 2025*: In celebration of our 90th Anniversary year, enjoy 10,000 bonus points after spending $3,000 within the first three months with your new Heritage Credit Card. Plus, the $55 Annual Fee will be waived in 2025.
Elevated rewards with Go Points:
- 4x points on travel, and dining
- 2x points on EV charging, gas, groceries and home improvement stores
- 1x on all other purchases
Plus receive exclusive Mastercard travel benefits including trip cancellation and trip interruption coverage when you use your card.
Unlike some rewards cards with maximum annual percentage rates up to 35.00%, enjoy a low fixed rate as low as 17.49%* APR
Rewards with no annual fee!
Go Premier Credit Card
Exceptional features and benefits:
Welcome offer: Start strong with 10,000 bonus points after spending $3,000 within the first three months. Plus, no annual fees!
Elevated rewards with Go Points:
- 3x points on fuel, travel, and dining
- 2x points on groceries and home improvements
- 1x on all other purchases
Pay with points, redeem for cash, gift cards, travel and more.
Unlike some rewards cards, we don’t max out the rate: as low as 15.24%* APR
Remarkable rate!
Go To Credit Card
It's called "Go To" for a reason!
It's time you found your new go-to credit card! GTE's Go To Mastercard® credit card is designed for the best possible rate plus rewards, as the perfect all-around credit card for daily spenders. Plus, no annual fees!
Go Points on all purchases:
Unlike some low-rate cards, you still earn rewards on every purchase. Earn 1x points for every dollar you spend.
Stable swiping!
Go Forward Credit Card
No surprises:
Enjoy peace of mind with a fixed APR. Keep your finances steady with a predictable rate. Plus, no annual fees!
Perfect for students:
Students can begin building credit safely with a fantastic starter card. Parents can also set-up alerts and card preferences to help with money management. Plus, enjoy Student Perks and free financial education.
Build/Rebuild credit:
Perfect for establishing or rebuilding credit. Choose an unsecured card for its straightforward benefits or a secured card to boost credit.
Zero liability for fraud, plus manage your card anytime with our intuitive mobile app.
Fixed APR as low as 13.24%* APR
Features that all enjoy!
Extended customer
service hours
Mastercard ID
Theft Protection
Mastercard Travel &
Lifestyle Services
Low or no
annual fees
Earn
Go Points
Whether managing your everyday expenses or travel plans, GTE has a credit card equipped for you. Our standout features ensure you’re supported with exceptional service, security and savings–every step of the way!
App Store rating
Check it out for yourself!
Virtual card replacement
Add card to mobile wallet
Pay with Points
One-time passcode
Mobile deposit
Zelle®
Bill Pay
You made it this far. Start making the most of your purchases today. Choose the right GTE Credit Card for your lifestyle.
For personalized assistance, contact our Member Care team, available daily from 7am to 8pm, 7 days a week.
APR = Annual Percentage Rate. APR based on your credit worthiness. Annual percentage rates, terms and conditions subject to change. Please review our Credit Card (Regulation Z) Disclosure for terms and conditions. See Go Points Terms and Conditions for complete reward information. Refer to the Mastercard Guide to Benefits on credit card product pages on gtefinancial.org for full details: terms and conditions subject to change. All loans are subject to approval. *Heritage Credit Card Welcome offers will only be honored for new Heritage credit cards opened in 2025. The $55 Heritage Credit Card Annual Fee will be waived in 2025 and will resume in 2026 and beyond.