*Rate will be based on your credit worthiness. Annual Percentage Rate as of 8/21/2023. Annual percentage rates, terms, and conditions subject to change. Please review our Credit Card (Regulation Z) Disclosure for terms and conditions. All loans are subject to approval. Bonus point categories are driven by Merchant Category Codes chosen by merchants. Categories such as Home Improvement stores only include retail stores like Home Depot and Lowe's. Members may check with the store they are purchasing at to verify they will receive bonus points. The following merchant category codes are eligible for 3x points on the Go Premier card (3000-3299, 3351-3441, 3501-3828, 4011-4789, 5812, 5813, 5814, 7011, 7512); the following are eligible for 2x points on the Go Premier card (5200, 5211, 5231, 5251, 5261, 5411).